Quantcast
Viewing all articles
Browse latest Browse all 871

How to ask your bank to revise home loan package rate?

It’s is the right time for all CONSUMER to ask your bank to revise your home loan or house loan interest rate.

My old package is BLR + 0.5 from Alliance Bank home loan package. It is damn high compare to current market package which are below the BLR. Currently, the standard package is BLR – 1.95 from any bank.

Image may be NSFW.
Clik here to view.
Revise Your Home Loan

How to revise your home loan rate?

Step 1:
Fill in a form with your existing bank home loan. My case is Alliance Bank.

Step 2:
Go to other bank which offer the best package. In my case, it is EON BANK (or Hong Leong Bank). Get their offer letter as shown below and pass back to your existing bank home loan.

Step 3:
You will get what you want. Success.

Image may be NSFW.
Clik here to view.
EON bank loan

For my case,

  • 1st appeal – BLR – 1.7 ( Without offer letter)
  • 2nd appeal – BLR – 2.0 (With EONBANK home loan simulation)
  • 3rd appeal – (With EONBANK offer letter, 1st 6 years BLR-2.1, thereafter BLR-2.2)

BLR +0 – 1st 2 years
BLR – 2.1 – 4 years
BLR – 2.2 – thereafter

I have won this battle. I stick back to my existing home loan because I am still in the lock in period and I don’t want to pay the penalty(RM7200) and loan lawyer fees (RM 4000).

Ck5354 writes about KLSE, Financial Planning and Investment, enjoys comparison to get the best product. And, he is going to be a father soon for the 2nd time. His blog welcome you, together we make money from share market.

The post How to ask your bank to revise home loan package rate? appeared first on MisterLeaf.


Viewing all articles
Browse latest Browse all 871

Trending Articles


EASY COME, EASY GO


UPDATE SC IDOL: TWO BECOME ONE


Pokemon para colorear


Sapos para colorear


Smile Quotes


Patama lines and Tagalog Quotes Pinoy Sayings


Tropa Quotes


“Mali man na ikaw ay ibigin ko, akoy iibig padin sayo”


RE: Mutton Pies (frankie241)


Vimeo 10.7.0 by Vimeo.com, Inc.


FORECLOSURE OF REAL ESTATE MORTGAGE


HOY PANGIT, MAGBAYAD KA!


Girasoles para colorear


tagalog love Quotes – Tiwala Quotes


The business quotes | Inspirational and Motivational Quotes for you


Long Distance Relationship Tagalog Love Quotes


5 Tagalog Relationship Rules


Re:Mutton Pies (lleechef)


Ka longiing longsem kaba skhem bad kaba khlain ka pynlong kein ia ka...


Vimeo 10.7.1 by Vimeo.com, Inc.